Bank of Ghana Proposes 30-Day Liquidity Buffer Requirement for Banks
The Bank of Ghana (BoG) is proposing a Liquidity Coverage Ratio (LCR) requirement for banks to maintain adequate high-quality liquid assets over a 30-day period of financial stress.
In Brief
- •The Bank of Ghana (BoG) is proposing a Liquidity Coverage Ratio (LCR) requirement for banks to maintain adequate high-quality liquid assets over a 30-day period of financial stress.
- •The central bank has invited banks, industry stakeholders, and the public to submit comments on the proposed directive before November 30, 2026.
- •The requirement aims to help banks withstand sudden cash outflows and funding pressures without compromising their ability to meet obligations.
- •The proposed directive is part of broader efforts by the BoG to strengthen risk management across the banking sector, including measures targeting credit risk and non-performing loans.
- •The consultation period will allow stakeholders to raise implementation concerns and recommend adjustments before the liquidity directive is finalised.
Why It Matters
The proposed 30-day liquidity buffer requirement by the Bank of Ghana is a significant step in enhancing the resilience of the banking sector. It aims to ensure that banks have sufficient liquid assets to meet short-term obligations during periods of financial stress, which is crucial for maintaining financial stability and trust in the banking system. This measure complements the BoG's broader efforts to strengthen risk management, including the proposed Credit Risk Management Directive, which will address the management of credit portfolios. Together, these measures are expected to enhance the overall stability and reliability of Ghana's banking sector.
Key Details
- Liquidity Coverage Period
- 30 calendar days
- Submission Deadline
- November 30, 2026
- Contact Email
- bsdletters@bog.gov.gh
Context & Background
The Bank of Ghana has been actively working on measures to strengthen the risk management framework within the banking sector. This includes the proposed Credit Risk Management Directive, which is intended to complement the Non-Performing Loan Notice issued last year. These measures aim to address both the management of credit portfolios and the capacity to withstand liquidity pressures.
What To Watch
November 30, 2026
Original Reporting & Sources
VNews is an independent briefing product. Original reporting remains credited to the following publishers:
This brief was synthesized automatically using attributed third-party reporting. VNews is a digital news publication produced under the VContent Group brand and operated by Francis Vincent Sunday in Ghana, independent from the publishers cited above. Read our AI Transparency Policy and Editorial & Corrections Policy.