Commercial Banks Retain Physical Branches Amid Tech Boom in Kenya
A report by The Standard examines why financial institutions continue to maintain physical bank branches despite the rapid expansion of digital banking services.

In Brief
- •A report by The Standard examines why financial institutions continue to maintain physical bank branches despite the rapid expansion of digital banking services.
- •The reporting by Graham Kajilwa addresses the strategic role of brick-and-mortar financial locations within Kenya's banking sector.
- •Publication details from Standard Group Plc indicate ongoing coverage of financial sector trends in Nairobi, Kenya.
Why It Matters
Even as mobile money and fintech solutions grow rapidly across East Africa, physical bank branches remain essential for financial operations, customer trust, and complex services. Understanding why banks maintain physical footprints offers insights into consumer behavior and banking strategy in emerging markets.
Key Details
- Publication Date
- October 18, 2026
- Author
- Graham Kajilwa
- Media Outlet
- Standard Group Plc
- Primary Location
- Nairobi, Kenya
Original Reporting & Sources
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